Mortgage Payment Calculator for Cary & Wake County

Estimate your monthly mortgage payment on a home in Cary, Apex, or Wake County. Enter the price, down payment, rate, and term to see principal and interest.

Payment Calculator

per month. fixed. % interest.
$
%
$
%
Principal & Interest
+ Home Insurance
+ Property Tax
+ HOA Fees
per month
Total interest paid over s will be:
All estimates and provided for informational purposes only. Actual amounts may vary. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. Information, rates, programs and loan scenarios shown are for example only as of 26-Sep-2026 and are subject to change without notice. Interest rates provided by the St. Louis Federal Reserve Economic Data (FRED). All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Contact your preferred lender for the pricing associated with your specific transaction. Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.

Your full monthly cost also includes property taxes and insurance. Use the Wake County property tax calculator to add the tax portion, and check the due diligence deadline calculator once you are under contract.